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Will the State Pension Still Exist When You Retire

Published · 56 min

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EDUCATIONAL CONTENT — NOT FINANCIAL ADVICE. Capital at risk: investments can fall as well as rise and you may get back less than you invest. This video is for information only and is not a recommendation to buy, sell or hold any investment. Past performance is not a reliable indicator of future results. No one involved in making it is authorised by the Financial Conduct Authority.

Will the State Pension still exist when you retire? This documentary follows the money, the demographics and the policy choices behind the UK's State Pension. It explains National Insurance, the triple lock, State Pension age, qualifying years, private pensions, productivity, taxation and three plausible futures.

This video is educational information, not financial advice. Pension rules, allowances, tax treatment and State Pension rates can change. Check current information with GOV.UK, MoneyHelper/Pension Wise and the FCA, and take regulated advice for personal decisions.

In these topics

Chapters

  1. The payslip and the promise
  2. There is no personal State Pension pot
  3. What people receive now
  4. The population changes shape
  5. The bill grows, but the number is a scenario
  6. The triple lock ratchet
  7. Raising the age
  8. Six levers
  9. Productivity changes the denominator
  10. Private pensions do not replace the floor evenly
  11. Three plausible futures
  12. What can be known today

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